Construction & Engineering Insurance
Protecting projects, people, and plant
Construction and engineering projects involve complex risks — from high-value equipment and materials to workforce safety and project delays.
Delivering them on time also depends on the transport operators who keep civil construction and infrastructure sites moving across Australia.
At T&G Insurance Brokers, we provide specialised insurance solutions tailored to builders, engineers, and construction contractors — while also supporting the transport operators these projects rely on. Our local expertise and industry knowledge help safeguard your projects, workforce, and assets, so you can focus on delivering work on time, safely, and within budget.
Managing insurance efficiently is key to staying profitable and keeping projects on track. We help arrange insurance solutions focused on:
- Keeping fleets and projects working with minimal downtime
- Managing costs without cutting critical cover
- Supporting transport operators on live construction and infrastructure sites
Because when insurance works properly, trucks keep moving and projects stay on track.
We keep your business moving.
Right cover, right advice, right & support.
Construction & engineering insurance solutions
Civil Construction Insurance
Tailored protection for civil and infrastructure projects
Civil construction projects typically carry significant operational and liability risks. From roadworks to bridges and infrastructure, a single incident can create financial loss, regulatory penalties and project delays.
- Liability for on-site accidents and property damage
- Equipment and plant insurance for civil works machinery
- Contractual liability coverage for subcontracted works
- Protection against delays and project-specific exposures
Civil contractors face strict compliance obligations and complex contractual requirements. At T&G our team is here to help ensure your insurance program aligns with the needs of your project, protecting against both financial and operational risks.
Mobile Plant & Equipment Insurance
Safeguarding your machinery on every site
Construction projects rely on high-value plant and equipment. Theft, damage, or breakdown can halt work and lead to costly delays.
- Owned and hired plant, machinery, and tools
- Mobile cranes, excavators, loaders, and transport equipment
- On-site and off-site coverage, including transit
- Accidental damage and theft protection
T&G Insurance Brokers can help you find a tailored plant and machinery policy to reduce downtime, protect your investment, and keep you projects moving, minimising financial disruption.
Transportation of Materials Insurance
Protecting materials and equipment in transit
Construction projects involve transporting materials, tools, and machinery between sites. Loss, theft, or damage during transit can disrupt timelines and budgets.
- Coverage for materials and equipment in transit
- Liability for damage to third-party property during transport
- Optional coverage for specialised or high-value cargo
A fit for purpose transportation policy can help ensure your materials and equipment are protected, reducing the risk of project delays and financial loss caused by transit incidents.
Need advice? Talk to our team of transport brokers
Why choose T&G Insurance Brokers
Your business is unique, and your insurance should reflect that. With decades of experience across transport and commercial insurance, T&G Insurance Brokers takes the time to understand how you operate, then provides practical, expert advice that protects your operations, vehicles, and people — so you can focus on driving your business forward.
When it comes to claims, we've got your back. Our dedicated team works to achieve fast, fair resolutions, guiding you every step of the way and advocating on your behalf.
Through strong industry partnerships, we deliver competitive insurance solutions tailored to your needs. No one-size-fits-all policies. Just smart, customised cover that fits your business perfectly.
Flexible Payment Solutions with Premium Funding
Insurance premiums can be a significant business expense, and paying them in a single lump sum isn't always practical. T&G offers a range of accredited premium funding options that help you manage cash flow without compromising on cover.
Why use premium funding?
- Spread your insurance payments over time
- Keep cash available for day-to-day operations
- Flexible terms to suit your business
Why use an insurance broker?
Insurance can be a complex process, navigating through the various products, covers available, exclusions and confusing terminology. Having an experienced insurance broker on your side means you have a qualified professional who acts on your behalf, not for the insurer, ensuring your specific needs are assessed and you get the insurance program that works for you.
